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Learn More About Debt Consolidation

Feburary 1, 2020

Credit card consolidation is the act of combining multiple credit card balances to create a single monthly payment with a reduced interest rate. Consolidating debts can...

Complete Guide to the Statute of Limitations on Debt

October 11, 2019

Have you ever wondered what would happen if you didn’t pay your debts? At first, the consequences are straightforward, your creditor may report your delinquent debt to the credit bureaus, leaving a mark on your credit report and affecting your credit score.

Good Debt Vs. Bad Debt

October 04, 2019

Having debt can be a good thing. Your credit history – the biggest factor that allows you to purchase big-ticket items like cars and houses – is based around how well you handle your debt. That said, many Americans are living with more “bad debt’ than what’s considered “good debt.”

Is Debt Settlement a Good Idea?

September 12, 2019

Debt settlement is often portrayed by settlement companies as a magic bullet for anyone drowning in debt. But the truth is, debt settlement is only an ideal debt solution if...

What is a Charged Off Debt?

August 29, 2019

Did you know that making debt payments on time plays a significant role in your credit score? Missing a payment can bring your score down several points...

Debt Management vs Debt Settlement – What’s the Difference?

August 15, 2019

There are many situations that may make it hard to pay off your credit card bills or loans, including illness, job loss, or simply missing a few too many credit card payments.

The State of the Fair Debt Collection Practices Act in 2018

March 1, 2019

As we enter the spring of 2018, the Fair Debt Collection Practices Act, or FDCPA...

What to do If a Debt Collector Calls You

January 24, 2018

No one likes getting calls from debt collectors. Owing money to a group of strangers...

3 Ways Baby Boomers Are Getting Out of Debt Faster

January 7, 2018

Many news stories about debt revolve around the millennial generation.

Marrying Into Debt

January 8, 2018

Wedding vows often involve some version of a promise to support each other...

10 Ways to Get Out of Debt Fast

December 15, 2017

Creating your own get-out-of-debt plan truly is possible. With some fundamental changes to your lifestyle...

Top 5 Things to Know About Paying Off a Credit Card

December 12, 2017

Paying off credit card balances is one of the primary goals we at credit.

Dealing with Debt After a Natural Disaster

October 6, 2017

September was National Preparedness Month. The month is designed to encourage individuals...

Protect Yourself from Debt Shaming Collection Tactics

September 22, 2017

One controversial tactic in debt collection is a relatively new term, debt shaming. This involves some level of public disclosure...

Setting Priorities When Repaying Debt

September 5, 2017

Each payday, as you tackle excessive amounts of debt and your income is just not enough...

10 Warning Signs of a Debt Problem

July 20, 2017

Many people know when they’re struggling financially. Intuitively, we feel the pressure...

Declare Your Freedom from Debt

June 6, 2017

Debt can be daunting and often lead to feelings of helplessness and stress.

How to Know if a Credit Counseling Agency is Legitimate

May 29, 2012

We recently linked to the FTC’s advice for consumers who are “Knee Deep in Debt,” which includes a recommendation...

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Our team has put together a list of the top debt settlement providers for 2020.